- All amounts shown in U.S. dollars for annual subscriptions.
What is a Licensed User?
The owner of an Individual account is a Licensed User. The business email (username) and password for the account are specifically tied to an individual license.
Do I need to upload any data? What data do I need to provide?
No data uploads are required – just sign in to your secured account and explore. During signup, we require the user to provide the licensed Bank/Agency specific work email and contact information.
How does the free trial work?
For a period of 14 days, you'll get to enjoy the Standard plan. No credit card is required for the free trial. At the end of 14 days you can choose to purchase annual license for any plan or cancel with no obligations.
What are Standard, Critical, and Custom Ratios?
Standard Ratios:All Call Report and UBPR ratios, organized for intuitive access and better analytics.
Critical Ratios:UBQuant defined formula ratios that are critical for bank performance evaluation. Ex: Tier 1 Leverage Ratio = Tier 1 Capital / Consolidated Assets
Custom Ratios:User defined calculated metrics (MyFormula) that are computed from existing call or UBPR metrics.
For more details, see Financial Ratios.
What is a MyGroup?
<noun> a custom group of banks defined and created by the user, with no restrictions or boundaries on banks that can be grouped together. Meaningful analysis can be made with group sizes of 10-20. UBQuant allows you to create groups sizes up to 50 banks.
What is a Watchlist?
<noun> a custom set of banks chosen by the user to trend and compare against individual bank values. Trending works best with small sets of banks. UBQuant allows you to create watchlists with up to 10 banks.
What is a MyFormula?
<noun> a user-defined compute formula for calculated metrics from existing metrics like UBPR2122 / UBPR2170 or (UBPR3123 + UBPRE557) / (4 * (UBPR4635 - RIAD4605)) etc.